LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,870
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,862
−HK$1,007/mo
Today · 4.125%
HK$33,869
baseline
▲ 0.50% · 4.625%
HK$35,930
+HK$2,061/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,738/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,455
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,406
−HK$965/mo
Today · 4.125%
HK$37,371
baseline
▲ 0.50% · 4.625%
HK$39,341
+HK$1,970/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,742/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,244
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,434
−HK$1,209/mo
Today · 4.125%
HK$40,643
baseline
▲ 0.50% · 4.625%
HK$43,116
+HK$2,473/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$81,286/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$524,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,547
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,688
−HK$1,157/mo
Today · 4.125%
HK$44,845
baseline
▲ 0.50% · 4.625%
HK$47,209
+HK$2,364/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$89,690/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$524,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,619
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$46,006
−HK$1,410/mo
Today · 4.125%
HK$47,416
baseline
▲ 0.50% · 4.625%
HK$50,302
+HK$2,886/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,832/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,638
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,969
−HK$1,350/mo
Today · 4.125%
HK$52,319
baseline
▲ 0.50% · 4.625%
HK$55,077
+HK$2,758/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,638/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,367
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,151
−HK$1,813/mo
Today · 4.125%
HK$60,964
baseline
▲ 0.50% · 4.625%
HK$64,674
+HK$3,710/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$121,928/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,820
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,531
−HK$1,737/mo
Today · 4.125%
HK$67,268
baseline
▲ 0.50% · 4.625%
HK$70,814
+HK$3,546/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$134,536/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,125 · Scale 2, in force from 26 Feb 2026)