LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,874
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,866
−HK$1,007/mo
Today · 4.125%
HK$33,873
baseline
▲ 0.50% · 4.625%
HK$35,934
+HK$2,061/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,746/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,460
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,411
−HK$964/mo
Today · 4.125%
HK$37,375
baseline
▲ 0.50% · 4.625%
HK$39,346
+HK$1,971/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,750/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,249
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,439
−HK$1,209/mo
Today · 4.125%
HK$40,648
baseline
▲ 0.50% · 4.625%
HK$43,121
+HK$2,473/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$81,296/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,552
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,693
−HK$1,158/mo
Today · 4.125%
HK$44,851
baseline
▲ 0.50% · 4.625%
HK$47,215
+HK$2,364/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$89,702/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,624
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,012
−HK$1,410/mo
Today · 4.125%
HK$47,422
baseline
▲ 0.50% · 4.625%
HK$50,308
+HK$2,886/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$94,844/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,644
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,975
−HK$1,351/mo
Today · 4.125%
HK$52,326
baseline
▲ 0.50% · 4.625%
HK$55,084
+HK$2,758/mo
Deposit HK$4.19M · loan HK$9.78M · min. income ≈ HK$104,652/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,374
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,158
−HK$1,813/mo
Today · 4.125%
HK$60,971
baseline
▲ 0.50% · 4.625%
HK$64,681
+HK$3,710/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$121,942/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,827
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,539
−HK$1,737/mo
Today · 4.125%
HK$67,276
baseline
▲ 0.50% · 4.625%
HK$70,822
+HK$3,546/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$134,552/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,188 · Scale 2, in force from 26 Feb 2026)