LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,876
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,867
−HK$1,008/mo
Today · 4.125%
HK$33,875
baseline
▲ 0.50% · 4.625%
HK$35,936
+HK$2,061/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,750/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,462
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,413
−HK$965/mo
Today · 4.125%
HK$37,378
baseline
▲ 0.50% · 4.625%
HK$39,348
+HK$1,970/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,756/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,251
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,441
−HK$1,209/mo
Today · 4.125%
HK$40,650
baseline
▲ 0.50% · 4.625%
HK$43,123
+HK$2,473/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$81,300/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,554
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,695
−HK$1,158/mo
Today · 4.125%
HK$44,853
baseline
▲ 0.50% · 4.625%
HK$47,217
+HK$2,364/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$89,706/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,626
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,014
−HK$1,411/mo
Today · 4.125%
HK$47,425
baseline
▲ 0.50% · 4.625%
HK$50,310
+HK$2,885/mo
Deposit HK$4.19M · loan HK$9.79M · min. income ≈ HK$94,850/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,646
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,978
−HK$1,351/mo
Today · 4.125%
HK$52,329
baseline
▲ 0.50% · 4.625%
HK$55,087
+HK$2,758/mo
Deposit HK$4.19M · loan HK$9.79M · min. income ≈ HK$104,658/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,377
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,161
−HK$1,814/mo
Today · 4.125%
HK$60,975
baseline
▲ 0.50% · 4.625%
HK$64,685
+HK$3,710/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$121,950/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,831
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,543
−HK$1,737/mo
Today · 4.125%
HK$67,280
baseline
▲ 0.50% · 4.625%
HK$70,826
+HK$3,546/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$134,560/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,217 · Scale 2, in force from 26 Feb 2026)