LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,877
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,869
−HK$1,007/mo
Today · 4.125%
HK$33,876
baseline
▲ 0.50% · 4.625%
HK$35,938
+HK$2,062/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,752/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,463
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,414
−HK$965/mo
Today · 4.125%
HK$37,379
baseline
▲ 0.50% · 4.625%
HK$39,350
+HK$1,971/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,758/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,253
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,443
−HK$1,209/mo
Today · 4.125%
HK$40,652
baseline
▲ 0.50% · 4.625%
HK$43,125
+HK$2,473/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$81,304/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,556
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,697
−HK$1,158/mo
Today · 4.125%
HK$44,855
baseline
▲ 0.50% · 4.625%
HK$47,219
+HK$2,364/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$89,710/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,628
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,017
−HK$1,410/mo
Today · 4.125%
HK$47,427
baseline
▲ 0.50% · 4.625%
HK$50,313
+HK$2,886/mo
Deposit HK$4.19M · loan HK$9.79M · min. income ≈ HK$94,854/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,649
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,980
−HK$1,351/mo
Today · 4.125%
HK$52,331
baseline
▲ 0.50% · 4.625%
HK$55,089
+HK$2,758/mo
Deposit HK$4.19M · loan HK$9.79M · min. income ≈ HK$104,662/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,379
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,164
−HK$1,813/mo
Today · 4.125%
HK$60,977
baseline
▲ 0.50% · 4.625%
HK$64,688
+HK$3,711/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$121,954/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,834
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,546
−HK$1,737/mo
Today · 4.125%
HK$67,283
baseline
▲ 0.50% · 4.625%
HK$70,829
+HK$3,546/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$134,566/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,241 · Scale 2, in force from 26 Feb 2026)