LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,880
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,871
−HK$1,008/mo
Today · 4.125%
HK$33,879
baseline
▲ 0.50% · 4.625%
HK$35,940
+HK$2,061/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,758/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,466
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,417
−HK$965/mo
Today · 4.125%
HK$37,382
baseline
▲ 0.50% · 4.625%
HK$39,352
+HK$1,970/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,764/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$524,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,256
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,446
−HK$1,209/mo
Today · 4.125%
HK$40,655
baseline
▲ 0.50% · 4.625%
HK$43,128
+HK$2,473/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$81,310/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,559
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,700
−HK$1,158/mo
Today · 4.125%
HK$44,858
baseline
▲ 0.50% · 4.625%
HK$47,223
+HK$2,365/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$89,716/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,632
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,020
−HK$1,410/mo
Today · 4.125%
HK$47,430
baseline
▲ 0.50% · 4.625%
HK$50,316
+HK$2,886/mo
Deposit HK$4.19M · loan HK$9.79M · min. income ≈ HK$94,860/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,652
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,984
−HK$1,351/mo
Today · 4.125%
HK$52,335
baseline
▲ 0.50% · 4.625%
HK$55,093
+HK$2,758/mo
Deposit HK$4.19M · loan HK$9.79M · min. income ≈ HK$104,670/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,383
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,168
−HK$1,814/mo
Today · 4.125%
HK$60,982
baseline
▲ 0.50% · 4.625%
HK$64,692
+HK$3,710/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$121,964/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,838
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,551
−HK$1,736/mo
Today · 4.125%
HK$67,287
baseline
▲ 0.50% · 4.625%
HK$70,834
+HK$3,547/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$134,574/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,278 · Scale 2, in force from 26 Feb 2026)