LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,884
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,876
−HK$1,007/mo
Today · 4.125%
HK$33,883
baseline
▲ 0.50% · 4.625%
HK$35,945
+HK$2,062/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,766/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,470
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,422
−HK$965/mo
Today · 4.125%
HK$37,387
baseline
▲ 0.50% · 4.625%
HK$39,358
+HK$1,971/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,774/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,261
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,451
−HK$1,209/mo
Today · 4.125%
HK$40,660
baseline
▲ 0.50% · 4.625%
HK$43,134
+HK$2,474/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$81,320/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,565
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,706
−HK$1,158/mo
Today · 4.125%
HK$44,864
baseline
▲ 0.50% · 4.625%
HK$47,229
+HK$2,365/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$89,728/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,637
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,026
−HK$1,411/mo
Today · 4.125%
HK$47,437
baseline
▲ 0.50% · 4.625%
HK$50,323
+HK$2,886/mo
Deposit HK$4.19M · loan HK$9.79M · min. income ≈ HK$94,874/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,659
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,990
−HK$1,352/mo
Today · 4.125%
HK$52,342
baseline
▲ 0.50% · 4.625%
HK$55,101
+HK$2,759/mo
Deposit HK$4.19M · loan HK$9.79M · min. income ≈ HK$104,684/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,391
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,176
−HK$1,814/mo
Today · 4.125%
HK$60,990
baseline
▲ 0.50% · 4.625%
HK$64,701
+HK$3,711/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$121,980/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,847
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,559
−HK$1,737/mo
Today · 4.125%
HK$67,296
baseline
▲ 0.50% · 4.625%
HK$70,844
+HK$3,548/mo
Deposit HK$1.40M · loan HK$12.58M · min. income ≈ HK$134,592/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,347 · Scale 2, in force from 26 Feb 2026)