LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,888
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,880
−HK$1,007/mo
Today · 4.125%
HK$33,887
baseline
▲ 0.50% · 4.625%
HK$35,949
+HK$2,062/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,774/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,475
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,426
−HK$965/mo
Today · 4.125%
HK$37,391
baseline
▲ 0.50% · 4.625%
HK$39,362
+HK$1,971/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,782/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,265
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,456
−HK$1,209/mo
Today · 4.125%
HK$40,665
baseline
▲ 0.50% · 4.625%
HK$43,139
+HK$2,474/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$81,330/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,570
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,712
−HK$1,158/mo
Today · 4.125%
HK$44,870
baseline
▲ 0.50% · 4.625%
HK$47,235
+HK$2,365/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$89,740/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,643
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,032
−HK$1,410/mo
Today · 4.125%
HK$47,442
baseline
▲ 0.50% · 4.625%
HK$50,329
+HK$2,887/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,884/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,665
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,997
−HK$1,351/mo
Today · 4.125%
HK$52,348
baseline
▲ 0.50% · 4.625%
HK$55,107
+HK$2,759/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,696/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,398
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,184
−HK$1,813/mo
Today · 4.125%
HK$60,997
baseline
▲ 0.50% · 4.625%
HK$64,709
+HK$3,712/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$121,994/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,855
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,567
−HK$1,738/mo
Today · 4.125%
HK$67,305
baseline
▲ 0.50% · 4.625%
HK$70,852
+HK$3,547/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,610/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,412 · Scale 2, in force from 26 Feb 2026)