LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,892
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,884
−HK$1,008/mo
Today · 4.125%
HK$33,892
baseline
▲ 0.50% · 4.625%
HK$35,954
+HK$2,062/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,784/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,479
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,431
−HK$965/mo
Today · 4.125%
HK$37,396
baseline
▲ 0.50% · 4.625%
HK$39,367
+HK$1,971/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,792/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,270
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,460
−HK$1,210/mo
Today · 4.125%
HK$40,670
baseline
▲ 0.50% · 4.625%
HK$43,145
+HK$2,475/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$81,340/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,575
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,717
−HK$1,158/mo
Today · 4.125%
HK$44,875
baseline
▲ 0.50% · 4.625%
HK$47,241
+HK$2,366/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$89,750/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,648
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,037
−HK$1,411/mo
Today · 4.125%
HK$47,448
baseline
▲ 0.50% · 4.625%
HK$50,335
+HK$2,887/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,896/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,671
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$51,003
−HK$1,351/mo
Today · 4.125%
HK$52,354
baseline
▲ 0.50% · 4.625%
HK$55,114
+HK$2,760/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,708/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,405
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,191
−HK$1,814/mo
Today · 4.125%
HK$61,005
baseline
▲ 0.50% · 4.625%
HK$64,717
+HK$3,712/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,010/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,863
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,575
−HK$1,738/mo
Today · 4.125%
HK$67,313
baseline
▲ 0.50% · 4.625%
HK$70,861
+HK$3,548/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,626/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,476 · Scale 2, in force from 26 Feb 2026)