LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,894
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,887
−HK$1,007/mo
Today · 4.125%
HK$33,894
baseline
▲ 0.50% · 4.625%
HK$35,957
+HK$2,063/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,788/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,482
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,434
−HK$965/mo
Today · 4.125%
HK$37,399
baseline
▲ 0.50% · 4.625%
HK$39,371
+HK$1,972/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,798/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,273
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,464
−HK$1,209/mo
Today · 4.125%
HK$40,673
baseline
▲ 0.50% · 4.625%
HK$43,148
+HK$2,475/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$81,346/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,579
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,721
−HK$1,158/mo
Today · 4.125%
HK$44,879
baseline
▲ 0.50% · 4.625%
HK$47,245
+HK$2,366/mo
Deposit HK$5.59M · loan HK$8.39M · min. income ≈ HK$89,758/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,652
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,041
−HK$1,411/mo
Today · 4.125%
HK$47,452
baseline
▲ 0.50% · 4.625%
HK$50,340
+HK$2,888/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,904/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,675
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,007
−HK$1,352/mo
Today · 4.125%
HK$52,359
baseline
▲ 0.50% · 4.625%
HK$55,119
+HK$2,760/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,718/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,410
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,196
−HK$1,814/mo
Today · 4.125%
HK$61,010
baseline
▲ 0.50% · 4.625%
HK$64,722
+HK$3,712/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,020/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,868
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,581
−HK$1,738/mo
Today · 4.125%
HK$67,319
baseline
▲ 0.50% · 4.625%
HK$70,867
+HK$3,548/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,638/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,521 · Scale 2, in force from 26 Feb 2026)