LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,895
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,888
−HK$1,008/mo
Today · 4.125%
HK$33,896
baseline
▲ 0.50% · 4.625%
HK$35,958
+HK$2,062/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,792/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,483
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,435
−HK$965/mo
Today · 4.125%
HK$37,400
baseline
▲ 0.50% · 4.625%
HK$39,372
+HK$1,972/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,800/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,274
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,465
−HK$1,210/mo
Today · 4.125%
HK$40,675
baseline
▲ 0.50% · 4.625%
HK$43,150
+HK$2,475/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$81,350/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,580
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,722
−HK$1,158/mo
Today · 4.125%
HK$44,880
baseline
▲ 0.50% · 4.625%
HK$47,246
+HK$2,366/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$89,760/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,654
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,043
−HK$1,411/mo
Today · 4.125%
HK$47,454
baseline
▲ 0.50% · 4.625%
HK$50,341
+HK$2,887/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,908/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,677
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,009
−HK$1,352/mo
Today · 4.125%
HK$52,361
baseline
▲ 0.50% · 4.625%
HK$55,121
+HK$2,760/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,722/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,412
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,198
−HK$1,814/mo
Today · 4.125%
HK$61,012
baseline
▲ 0.50% · 4.625%
HK$64,724
+HK$3,712/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,024/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,870
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,583
−HK$1,738/mo
Today · 4.125%
HK$67,321
baseline
▲ 0.50% · 4.625%
HK$70,869
+HK$3,548/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,642/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,537 · Scale 2, in force from 26 Feb 2026)