LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,897
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,889
−HK$1,008/mo
Today · 4.125%
HK$33,897
baseline
▲ 0.50% · 4.625%
HK$35,960
+HK$2,063/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,794/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,485
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,437
−HK$965/mo
Today · 4.125%
HK$37,402
baseline
▲ 0.50% · 4.625%
HK$39,373
+HK$1,971/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,804/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,276
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,467
−HK$1,209/mo
Today · 4.125%
HK$40,676
baseline
▲ 0.50% · 4.625%
HK$43,151
+HK$2,475/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$81,352/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,582
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,724
−HK$1,158/mo
Today · 4.125%
HK$44,882
baseline
▲ 0.50% · 4.625%
HK$47,248
+HK$2,366/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$89,764/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,655
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,045
−HK$1,411/mo
Today · 4.125%
HK$47,456
baseline
▲ 0.50% · 4.625%
HK$50,343
+HK$2,887/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,912/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,679
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,011
−HK$1,352/mo
Today · 4.125%
HK$52,363
baseline
▲ 0.50% · 4.625%
HK$55,123
+HK$2,760/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,726/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,414
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,200
−HK$1,815/mo
Today · 4.125%
HK$61,015
baseline
▲ 0.50% · 4.625%
HK$64,727
+HK$3,712/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,030/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,873
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,586
−HK$1,738/mo
Today · 4.125%
HK$67,324
baseline
▲ 0.50% · 4.625%
HK$70,872
+HK$3,548/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,648/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,559 · Scale 2, in force from 26 Feb 2026)