LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,898
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,890
−HK$1,008/mo
Today · 4.125%
HK$33,898
baseline
▲ 0.50% · 4.625%
HK$35,961
+HK$2,063/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,796/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,486
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,438
−HK$965/mo
Today · 4.125%
HK$37,403
baseline
▲ 0.50% · 4.625%
HK$39,375
+HK$1,972/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,806/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,278
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,468
−HK$1,210/mo
Today · 4.125%
HK$40,678
baseline
▲ 0.50% · 4.625%
HK$43,153
+HK$2,475/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$81,356/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,583
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,726
−HK$1,158/mo
Today · 4.125%
HK$44,884
baseline
▲ 0.50% · 4.625%
HK$47,250
+HK$2,366/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$89,768/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,657
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,046
−HK$1,412/mo
Today · 4.125%
HK$47,458
baseline
▲ 0.50% · 4.625%
HK$50,345
+HK$2,887/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,916/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,681
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,013
−HK$1,352/mo
Today · 4.125%
HK$52,365
baseline
▲ 0.50% · 4.625%
HK$55,125
+HK$2,760/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,730/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,416
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,202
−HK$1,815/mo
Today · 4.125%
HK$61,017
baseline
▲ 0.50% · 4.625%
HK$64,730
+HK$3,713/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,034/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,875
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,588
−HK$1,738/mo
Today · 4.125%
HK$67,326
baseline
▲ 0.50% · 4.625%
HK$70,875
+HK$3,549/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,652/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,580 · Scale 2, in force from 26 Feb 2026)