LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,900
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,892
−HK$1,008/mo
Today · 4.125%
HK$33,900
baseline
▲ 0.50% · 4.625%
HK$35,963
+HK$2,063/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$67,800/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,488
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,440
−HK$965/mo
Today · 4.125%
HK$37,405
baseline
▲ 0.50% · 4.625%
HK$39,377
+HK$1,972/mo
Deposit HK$6.99M · loan HK$6.99M · min. income ≈ HK$74,810/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,279
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,470
−HK$1,210/mo
Today · 4.125%
HK$40,680
baseline
▲ 0.50% · 4.625%
HK$43,155
+HK$2,475/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$81,360/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,586
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,728
−HK$1,158/mo
Today · 4.125%
HK$44,886
baseline
▲ 0.50% · 4.625%
HK$47,252
+HK$2,366/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$89,772/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,659
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,049
−HK$1,411/mo
Today · 4.125%
HK$47,460
baseline
▲ 0.50% · 4.625%
HK$50,348
+HK$2,888/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,920/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,683
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,016
−HK$1,351/mo
Today · 4.125%
HK$52,367
baseline
▲ 0.50% · 4.625%
HK$55,128
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,734/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,419
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,205
−HK$1,815/mo
Today · 4.125%
HK$61,020
baseline
▲ 0.50% · 4.625%
HK$64,733
+HK$3,713/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,040/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,878
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,591
−HK$1,738/mo
Today · 4.125%
HK$67,329
baseline
▲ 0.50% · 4.625%
HK$70,878
+HK$3,549/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,658/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,605 · Scale 2, in force from 26 Feb 2026)