LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,901
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,894
−HK$1,008/mo
Today · 4.125%
HK$33,902
baseline
▲ 0.50% · 4.625%
HK$35,965
+HK$2,063/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,804/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,490
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,442
−HK$965/mo
Today · 4.125%
HK$37,407
baseline
▲ 0.50% · 4.625%
HK$39,379
+HK$1,972/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,814/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,282
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,472
−HK$1,210/mo
Today · 4.125%
HK$40,682
baseline
▲ 0.50% · 4.625%
HK$43,158
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$81,364/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,588
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,730
−HK$1,159/mo
Today · 4.125%
HK$44,889
baseline
▲ 0.50% · 4.625%
HK$47,255
+HK$2,366/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$89,778/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,662
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,051
−HK$1,412/mo
Today · 4.125%
HK$47,463
baseline
▲ 0.50% · 4.625%
HK$50,351
+HK$2,888/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,926/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,686
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,018
−HK$1,352/mo
Today · 4.125%
HK$52,370
baseline
▲ 0.50% · 4.625%
HK$55,131
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,740/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,422
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,209
−HK$1,814/mo
Today · 4.125%
HK$61,023
baseline
▲ 0.50% · 4.625%
HK$64,736
+HK$3,713/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,046/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,882
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,595
−HK$1,738/mo
Today · 4.125%
HK$67,333
baseline
▲ 0.50% · 4.625%
HK$70,882
+HK$3,549/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,666/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,635 · Scale 2, in force from 26 Feb 2026)