LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,903
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,895
−HK$1,009/mo
Today · 4.125%
HK$33,904
baseline
▲ 0.50% · 4.625%
HK$35,967
+HK$2,063/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,808/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,492
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,444
−HK$965/mo
Today · 4.125%
HK$37,409
baseline
▲ 0.50% · 4.625%
HK$39,381
+HK$1,972/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,818/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,284
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,475
−HK$1,209/mo
Today · 4.125%
HK$40,684
baseline
▲ 0.50% · 4.625%
HK$43,160
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$81,368/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,590
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,732
−HK$1,159/mo
Today · 4.125%
HK$44,891
baseline
▲ 0.50% · 4.625%
HK$47,258
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$89,782/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,664
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,054
−HK$1,411/mo
Today · 4.125%
HK$47,465
baseline
▲ 0.50% · 4.625%
HK$50,353
+HK$2,888/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,930/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,689
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,021
−HK$1,352/mo
Today · 4.125%
HK$52,373
baseline
▲ 0.50% · 4.625%
HK$55,134
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,746/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,426
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,212
−HK$1,815/mo
Today · 4.125%
HK$61,027
baseline
▲ 0.50% · 4.625%
HK$64,740
+HK$3,713/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,054/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,885
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,599
−HK$1,738/mo
Today · 4.125%
HK$67,337
baseline
▲ 0.50% · 4.625%
HK$70,886
+HK$3,549/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,674/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,663 · Scale 2, in force from 26 Feb 2026)