LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,904
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,896
−HK$1,008/mo
Today · 4.125%
HK$33,904
baseline
▲ 0.50% · 4.625%
HK$35,967
+HK$2,063/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,808/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,493
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,445
−HK$965/mo
Today · 4.125%
HK$37,410
baseline
▲ 0.50% · 4.625%
HK$39,382
+HK$1,972/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,820/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,285
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,475
−HK$1,210/mo
Today · 4.125%
HK$40,685
baseline
▲ 0.50% · 4.625%
HK$43,161
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$81,370/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,591
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,734
−HK$1,158/mo
Today · 4.125%
HK$44,892
baseline
▲ 0.50% · 4.625%
HK$47,259
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$89,784/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,665
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,055
−HK$1,411/mo
Today · 4.125%
HK$47,466
baseline
▲ 0.50% · 4.625%
HK$50,354
+HK$2,888/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,932/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,690
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,022
−HK$1,352/mo
Today · 4.125%
HK$52,374
baseline
▲ 0.50% · 4.625%
HK$55,135
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,748/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,427
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,213
−HK$1,815/mo
Today · 4.125%
HK$61,028
baseline
▲ 0.50% · 4.625%
HK$64,741
+HK$3,713/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,056/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,887
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,600
−HK$1,738/mo
Today · 4.125%
HK$67,338
baseline
▲ 0.50% · 4.625%
HK$70,888
+HK$3,550/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,676/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,676 · Scale 2, in force from 26 Feb 2026)