LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,904
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,897
−HK$1,008/mo
Today · 4.125%
HK$33,905
baseline
▲ 0.50% · 4.625%
HK$35,968
+HK$2,063/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,810/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,493
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,445
−HK$966/mo
Today · 4.125%
HK$37,411
baseline
▲ 0.50% · 4.625%
HK$39,383
+HK$1,972/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,822/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,285
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,476
−HK$1,210/mo
Today · 4.125%
HK$40,686
baseline
▲ 0.50% · 4.625%
HK$43,161
+HK$2,475/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$81,372/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,592
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,734
−HK$1,159/mo
Today · 4.125%
HK$44,893
baseline
▲ 0.50% · 4.625%
HK$47,259
+HK$2,366/mo
Deposit HK$5.60M · loan HK$8.39M · min. income ≈ HK$89,786/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,666
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,055
−HK$1,412/mo
Today · 4.125%
HK$47,467
baseline
▲ 0.50% · 4.625%
HK$50,355
+HK$2,888/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,934/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,690
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,023
−HK$1,352/mo
Today · 4.125%
HK$52,375
baseline
▲ 0.50% · 4.625%
HK$55,136
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,750/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,428
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,214
−HK$1,815/mo
Today · 4.125%
HK$61,029
baseline
▲ 0.50% · 4.625%
HK$64,742
+HK$3,713/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,058/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,888
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,601
−HK$1,738/mo
Today · 4.125%
HK$67,339
baseline
▲ 0.50% · 4.625%
HK$70,889
+HK$3,550/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,678/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,681 · Scale 2, in force from 26 Feb 2026)