LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,906
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,898
−HK$1,009/mo
Today · 4.125%
HK$33,907
baseline
▲ 0.50% · 4.625%
HK$35,970
+HK$2,063/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,814/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,495
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,447
−HK$966/mo
Today · 4.125%
HK$37,413
baseline
▲ 0.50% · 4.625%
HK$39,385
+HK$1,972/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,826/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,287
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,478
−HK$1,210/mo
Today · 4.125%
HK$40,688
baseline
▲ 0.50% · 4.625%
HK$43,164
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,376/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,594
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,736
−HK$1,159/mo
Today · 4.125%
HK$44,895
baseline
▲ 0.50% · 4.625%
HK$47,262
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,790/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,668
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,058
−HK$1,411/mo
Today · 4.125%
HK$47,469
baseline
▲ 0.50% · 4.625%
HK$50,358
+HK$2,889/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,938/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,693
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,026
−HK$1,352/mo
Today · 4.125%
HK$52,378
baseline
▲ 0.50% · 4.625%
HK$55,138
+HK$2,760/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,756/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,430
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,217
−HK$1,815/mo
Today · 4.125%
HK$61,032
baseline
▲ 0.50% · 4.625%
HK$64,745
+HK$3,713/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,064/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,891
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,604
−HK$1,739/mo
Today · 4.125%
HK$67,343
baseline
▲ 0.50% · 4.625%
HK$70,892
+HK$3,549/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,686/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,708 · Scale 2, in force from 26 Feb 2026)