LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,907
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,899
−HK$1,008/mo
Today · 4.125%
HK$33,907
baseline
▲ 0.50% · 4.625%
HK$35,971
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,814/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,496
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,448
−HK$965/mo
Today · 4.125%
HK$37,413
baseline
▲ 0.50% · 4.625%
HK$39,386
+HK$1,973/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,826/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,288
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,479
−HK$1,210/mo
Today · 4.125%
HK$40,689
baseline
▲ 0.50% · 4.625%
HK$43,165
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,378/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,595
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,737
−HK$1,159/mo
Today · 4.125%
HK$44,896
baseline
▲ 0.50% · 4.625%
HK$47,263
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,792/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,669
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,059
−HK$1,411/mo
Today · 4.125%
HK$47,470
baseline
▲ 0.50% · 4.625%
HK$50,359
+HK$2,889/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$94,940/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,694
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,027
−HK$1,352/mo
Today · 4.125%
HK$52,379
baseline
▲ 0.50% · 4.625%
HK$55,140
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.79M · min. income ≈ HK$104,758/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,432
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,218
−HK$1,815/mo
Today · 4.125%
HK$61,033
baseline
▲ 0.50% · 4.625%
HK$64,747
+HK$3,714/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,066/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,892
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,606
−HK$1,738/mo
Today · 4.125%
HK$67,344
baseline
▲ 0.50% · 4.625%
HK$70,894
+HK$3,550/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,688/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,721 · Scale 2, in force from 26 Feb 2026)