LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,908
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,900
−HK$1,009/mo
Today · 4.125%
HK$33,909
baseline
▲ 0.50% · 4.625%
HK$35,972
+HK$2,063/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,818/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,497
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,449
−HK$966/mo
Today · 4.125%
HK$37,415
baseline
▲ 0.50% · 4.625%
HK$39,387
+HK$1,972/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,830/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,289
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,480
−HK$1,210/mo
Today · 4.125%
HK$40,690
baseline
▲ 0.50% · 4.625%
HK$43,166
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,380/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,597
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,739
−HK$1,159/mo
Today · 4.125%
HK$44,898
baseline
▲ 0.50% · 4.625%
HK$47,265
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,796/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,671
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,060
−HK$1,412/mo
Today · 4.125%
HK$47,472
baseline
▲ 0.50% · 4.625%
HK$50,361
+HK$2,889/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,944/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,696
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,029
−HK$1,352/mo
Today · 4.125%
HK$52,381
baseline
▲ 0.50% · 4.625%
HK$55,142
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,762/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,434
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,221
−HK$1,815/mo
Today · 4.125%
HK$61,036
baseline
▲ 0.50% · 4.625%
HK$64,750
+HK$3,714/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,072/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,895
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,608
−HK$1,739/mo
Today · 4.125%
HK$67,347
baseline
▲ 0.50% · 4.625%
HK$70,897
+HK$3,550/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,694/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,741 · Scale 2, in force from 26 Feb 2026)