LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,909
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,902
−HK$1,008/mo
Today · 4.125%
HK$33,910
baseline
▲ 0.50% · 4.625%
HK$35,974
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,820/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,499
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,451
−HK$966/mo
Today · 4.125%
HK$37,417
baseline
▲ 0.50% · 4.625%
HK$39,389
+HK$1,972/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,834/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,291
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,482
−HK$1,211/mo
Today · 4.125%
HK$40,693
baseline
▲ 0.50% · 4.625%
HK$43,169
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,386/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,599
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,741
−HK$1,159/mo
Today · 4.125%
HK$44,900
baseline
▲ 0.50% · 4.625%
HK$47,267
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,800/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,673
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,063
−HK$1,412/mo
Today · 4.125%
HK$47,475
baseline
▲ 0.50% · 4.625%
HK$50,363
+HK$2,888/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,950/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,699
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,031
−HK$1,353/mo
Today · 4.125%
HK$52,384
baseline
▲ 0.50% · 4.625%
HK$55,145
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,768/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,437
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,224
−HK$1,815/mo
Today · 4.125%
HK$61,039
baseline
▲ 0.50% · 4.625%
HK$64,753
+HK$3,714/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,078/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,898
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,612
−HK$1,738/mo
Today · 4.125%
HK$67,350
baseline
▲ 0.50% · 4.625%
HK$70,901
+HK$3,551/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,700/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,768 · Scale 2, in force from 26 Feb 2026)