LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,911
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,903
−HK$1,009/mo
Today · 4.125%
HK$33,912
baseline
▲ 0.50% · 4.625%
HK$35,975
+HK$2,063/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,824/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,500
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,453
−HK$965/mo
Today · 4.125%
HK$37,418
baseline
▲ 0.50% · 4.625%
HK$39,391
+HK$1,973/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,836/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,293
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,484
−HK$1,210/mo
Today · 4.125%
HK$40,694
baseline
▲ 0.50% · 4.625%
HK$43,170
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,388/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,601
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,743
−HK$1,159/mo
Today · 4.125%
HK$44,902
baseline
▲ 0.50% · 4.625%
HK$47,269
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,804/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,675
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,065
−HK$1,412/mo
Today · 4.125%
HK$47,477
baseline
▲ 0.50% · 4.625%
HK$50,365
+HK$2,888/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,954/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,701
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,034
−HK$1,352/mo
Today · 4.125%
HK$52,386
baseline
▲ 0.50% · 4.625%
HK$55,147
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,772/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,439
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,226
−HK$1,815/mo
Today · 4.125%
HK$61,041
baseline
▲ 0.50% · 4.625%
HK$64,756
+HK$3,715/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$122,082/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,901
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,615
−HK$1,738/mo
Today · 4.125%
HK$67,353
baseline
▲ 0.50% · 4.625%
HK$70,903
+HK$3,550/mo
Deposit HK$1.40M · loan HK$12.59M · min. income ≈ HK$134,706/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,790 · Scale 2, in force from 26 Feb 2026)