LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,911
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,904
−HK$1,008/mo
Today · 4.125%
HK$33,912
baseline
▲ 0.50% · 4.625%
HK$35,976
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,824/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,501
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,453
−HK$966/mo
Today · 4.125%
HK$37,419
baseline
▲ 0.50% · 4.625%
HK$39,391
+HK$1,972/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,838/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,294
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,485
−HK$1,210/mo
Today · 4.125%
HK$40,695
baseline
▲ 0.50% · 4.625%
HK$43,171
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,390/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,601
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,744
−HK$1,159/mo
Today · 4.125%
HK$44,903
baseline
▲ 0.50% · 4.625%
HK$47,270
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,806/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,676
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,065
−HK$1,412/mo
Today · 4.125%
HK$47,477
baseline
▲ 0.50% · 4.625%
HK$50,366
+HK$2,889/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,954/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,701
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,034
−HK$1,353/mo
Today · 4.125%
HK$52,387
baseline
▲ 0.50% · 4.625%
HK$55,148
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,774/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,440
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,227
−HK$1,815/mo
Today · 4.125%
HK$61,042
baseline
▲ 0.50% · 4.625%
HK$64,757
+HK$3,715/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,084/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,902
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,616
−HK$1,738/mo
Today · 4.125%
HK$67,354
baseline
▲ 0.50% · 4.625%
HK$70,904
+HK$3,550/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,708/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,798 · Scale 2, in force from 26 Feb 2026)