LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,912
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,905
−HK$1,008/mo
Today · 4.125%
HK$33,913
baseline
▲ 0.50% · 4.625%
HK$35,977
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,826/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,502
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,454
−HK$966/mo
Today · 4.125%
HK$37,420
baseline
▲ 0.50% · 4.625%
HK$39,392
+HK$1,972/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,840/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,294
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,486
−HK$1,210/mo
Today · 4.125%
HK$40,696
baseline
▲ 0.50% · 4.625%
HK$43,172
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,392/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,602
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,745
−HK$1,159/mo
Today · 4.125%
HK$44,904
baseline
▲ 0.50% · 4.625%
HK$47,271
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,808/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,677
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,067
−HK$1,412/mo
Today · 4.125%
HK$47,479
baseline
▲ 0.50% · 4.625%
HK$50,367
+HK$2,888/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,958/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,703
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,036
−HK$1,352/mo
Today · 4.125%
HK$52,388
baseline
▲ 0.50% · 4.625%
HK$55,149
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,776/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,442
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,228
−HK$1,816/mo
Today · 4.125%
HK$61,044
baseline
▲ 0.50% · 4.625%
HK$64,758
+HK$3,714/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,088/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,903
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,617
−HK$1,739/mo
Today · 4.125%
HK$67,356
baseline
▲ 0.50% · 4.625%
HK$70,906
+HK$3,550/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,712/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,811 · Scale 2, in force from 26 Feb 2026)