LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,914
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,907
−HK$1,009/mo
Today · 4.125%
HK$33,916
baseline
▲ 0.50% · 4.625%
HK$35,979
+HK$2,063/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,832/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,505
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,457
−HK$966/mo
Today · 4.125%
HK$37,423
baseline
▲ 0.50% · 4.625%
HK$39,395
+HK$1,972/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,846/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,297
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,489
−HK$1,210/mo
Today · 4.125%
HK$40,699
baseline
▲ 0.50% · 4.625%
HK$43,175
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,398/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,605
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,748
−HK$1,159/mo
Today · 4.125%
HK$44,907
baseline
▲ 0.50% · 4.625%
HK$47,274
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,814/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,680
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,070
−HK$1,412/mo
Today · 4.125%
HK$47,482
baseline
▲ 0.50% · 4.625%
HK$50,371
+HK$2,889/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,964/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,706
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,039
−HK$1,353/mo
Today · 4.125%
HK$52,392
baseline
▲ 0.50% · 4.625%
HK$55,153
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,784/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,446
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,233
−HK$1,815/mo
Today · 4.125%
HK$61,048
baseline
▲ 0.50% · 4.625%
HK$64,763
+HK$3,715/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,096/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,908
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,622
−HK$1,739/mo
Today · 4.125%
HK$67,361
baseline
▲ 0.50% · 4.625%
HK$70,912
+HK$3,551/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,722/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,851 · Scale 2, in force from 26 Feb 2026)