LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,915
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,908
−HK$1,008/mo
Today · 4.125%
HK$33,916
baseline
▲ 0.50% · 4.625%
HK$35,980
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,832/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,505
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,457
−HK$966/mo
Today · 4.125%
HK$37,423
baseline
▲ 0.50% · 4.625%
HK$39,396
+HK$1,973/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,846/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,298
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,489
−HK$1,211/mo
Today · 4.125%
HK$40,700
baseline
▲ 0.50% · 4.625%
HK$43,176
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,400/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,606
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,749
−HK$1,159/mo
Today · 4.125%
HK$44,908
baseline
▲ 0.50% · 4.625%
HK$47,275
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,816/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,681
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,071
−HK$1,412/mo
Today · 4.125%
HK$47,483
baseline
▲ 0.50% · 4.625%
HK$50,372
+HK$2,889/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,966/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,707
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,040
−HK$1,353/mo
Today · 4.125%
HK$52,393
baseline
▲ 0.50% · 4.625%
HK$55,154
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,786/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,447
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,234
−HK$1,815/mo
Today · 4.125%
HK$61,049
baseline
▲ 0.50% · 4.625%
HK$64,764
+HK$3,715/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,098/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,909
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,623
−HK$1,739/mo
Today · 4.125%
HK$67,362
baseline
▲ 0.50% · 4.625%
HK$70,913
+HK$3,551/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,724/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,860 · Scale 2, in force from 26 Feb 2026)