LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,916
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,909
−HK$1,008/mo
Today · 4.125%
HK$33,917
baseline
▲ 0.50% · 4.625%
HK$35,981
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,834/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,506
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,458
−HK$967/mo
Today · 4.125%
HK$37,425
baseline
▲ 0.50% · 4.625%
HK$39,397
+HK$1,972/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,850/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,299
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,491
−HK$1,210/mo
Today · 4.125%
HK$40,701
baseline
▲ 0.50% · 4.625%
HK$43,177
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,402/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,607
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,750
−HK$1,159/mo
Today · 4.125%
HK$44,909
baseline
▲ 0.50% · 4.625%
HK$47,277
+HK$2,368/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,818/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,682
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,072
−HK$1,412/mo
Today · 4.125%
HK$47,484
baseline
▲ 0.50% · 4.625%
HK$50,374
+HK$2,890/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,968/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,709
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,042
−HK$1,352/mo
Today · 4.125%
HK$52,394
baseline
▲ 0.50% · 4.625%
HK$55,156
+HK$2,762/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,788/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,449
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,236
−HK$1,815/mo
Today · 4.125%
HK$61,051
baseline
▲ 0.50% · 4.625%
HK$64,766
+HK$3,715/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,102/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,911
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,625
−HK$1,739/mo
Today · 4.125%
HK$67,364
baseline
▲ 0.50% · 4.625%
HK$70,915
+HK$3,551/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,728/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,876 · Scale 2, in force from 26 Feb 2026)