LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,917
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,910
−HK$1,009/mo
Today · 4.125%
HK$33,919
baseline
▲ 0.50% · 4.625%
HK$35,983
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,838/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,508
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,460
−HK$966/mo
Today · 4.125%
HK$37,426
baseline
▲ 0.50% · 4.625%
HK$39,399
+HK$1,973/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,852/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,301
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,492
−HK$1,211/mo
Today · 4.125%
HK$40,703
baseline
▲ 0.50% · 4.625%
HK$43,179
+HK$2,476/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,406/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,609
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,752
−HK$1,159/mo
Today · 4.125%
HK$44,911
baseline
▲ 0.50% · 4.625%
HK$47,279
+HK$2,368/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,822/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,684
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,074
−HK$1,412/mo
Today · 4.125%
HK$47,486
baseline
▲ 0.50% · 4.625%
HK$50,376
+HK$2,890/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,972/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,711
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,044
−HK$1,353/mo
Today · 4.125%
HK$52,397
baseline
▲ 0.50% · 4.625%
HK$55,158
+HK$2,761/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,794/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,451
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,238
−HK$1,816/mo
Today · 4.125%
HK$61,054
baseline
▲ 0.50% · 4.625%
HK$64,769
+HK$3,715/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,108/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,914
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,628
−HK$1,739/mo
Today · 4.125%
HK$67,367
baseline
▲ 0.50% · 4.625%
HK$70,918
+HK$3,551/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,734/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,898 · Scale 2, in force from 26 Feb 2026)