LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,918
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,911
−HK$1,008/mo
Today · 4.125%
HK$33,919
baseline
▲ 0.50% · 4.625%
HK$35,983
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,838/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,508
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,460
−HK$967/mo
Today · 4.125%
HK$37,427
baseline
▲ 0.50% · 4.625%
HK$39,399
+HK$1,972/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,854/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,301
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,493
−HK$1,210/mo
Today · 4.125%
HK$40,703
baseline
▲ 0.50% · 4.625%
HK$43,180
+HK$2,477/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,406/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,610
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,753
−HK$1,159/mo
Today · 4.125%
HK$44,912
baseline
▲ 0.50% · 4.625%
HK$47,279
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,824/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,685
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,075
−HK$1,412/mo
Today · 4.125%
HK$47,487
baseline
▲ 0.50% · 4.625%
HK$50,376
+HK$2,889/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,974/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,711
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,045
−HK$1,352/mo
Today · 4.125%
HK$52,397
baseline
▲ 0.50% · 4.625%
HK$55,159
+HK$2,762/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,794/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,452
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,239
−HK$1,816/mo
Today · 4.125%
HK$61,055
baseline
▲ 0.50% · 4.625%
HK$64,770
+HK$3,715/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,110/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,915
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,629
−HK$1,739/mo
Today · 4.125%
HK$67,368
baseline
▲ 0.50% · 4.625%
HK$70,919
+HK$3,551/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,736/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,904 · Scale 2, in force from 26 Feb 2026)