LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,919
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,912
−HK$1,008/mo
Today · 4.125%
HK$33,920
baseline
▲ 0.50% · 4.625%
HK$35,984
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,840/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,509
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,462
−HK$966/mo
Today · 4.125%
HK$37,428
baseline
▲ 0.50% · 4.625%
HK$39,401
+HK$1,973/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,856/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,303
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,494
−HK$1,210/mo
Today · 4.125%
HK$40,704
baseline
▲ 0.50% · 4.625%
HK$43,181
+HK$2,477/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,408/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,611
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,754
−HK$1,159/mo
Today · 4.125%
HK$44,913
baseline
▲ 0.50% · 4.625%
HK$47,281
+HK$2,368/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,826/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,686
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,076
−HK$1,413/mo
Today · 4.125%
HK$47,489
baseline
▲ 0.50% · 4.625%
HK$50,378
+HK$2,889/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,978/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,713
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,046
−HK$1,353/mo
Today · 4.125%
HK$52,399
baseline
▲ 0.50% · 4.625%
HK$55,161
+HK$2,762/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,798/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,454
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,241
−HK$1,816/mo
Today · 4.125%
HK$61,057
baseline
▲ 0.50% · 4.625%
HK$64,772
+HK$3,715/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,114/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,917
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,631
−HK$1,739/mo
Today · 4.125%
HK$67,370
baseline
▲ 0.50% · 4.625%
HK$70,921
+HK$3,551/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,740/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,921 · Scale 2, in force from 26 Feb 2026)