LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,920
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,913
−HK$1,009/mo
Today · 4.125%
HK$33,922
baseline
▲ 0.50% · 4.625%
HK$35,986
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,844/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,511
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,463
−HK$967/mo
Today · 4.125%
HK$37,430
baseline
▲ 0.50% · 4.625%
HK$39,403
+HK$1,973/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,860/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$524,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,304
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,496
−HK$1,210/mo
Today · 4.125%
HK$40,706
baseline
▲ 0.50% · 4.625%
HK$43,183
+HK$2,477/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,412/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,613
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,756
−HK$1,160/mo
Today · 4.125%
HK$44,916
baseline
▲ 0.50% · 4.625%
HK$47,283
+HK$2,367/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,832/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$524,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,688
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,079
−HK$1,412/mo
Today · 4.125%
HK$47,491
baseline
▲ 0.50% · 4.625%
HK$50,381
+HK$2,890/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,982/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,715
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,049
−HK$1,352/mo
Today · 4.125%
HK$52,401
baseline
▲ 0.50% · 4.625%
HK$55,164
+HK$2,763/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,802/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$524,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,457
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,244
−HK$1,816/mo
Today · 4.125%
HK$61,060
baseline
▲ 0.50% · 4.625%
HK$64,775
+HK$3,715/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,120/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,920
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,634
−HK$1,739/mo
Today · 4.125%
HK$67,373
baseline
▲ 0.50% · 4.625%
HK$70,925
+HK$3,552/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,746/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$524,947 · Scale 2, in force from 26 Feb 2026)