LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,924
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,917
−HK$1,009/mo
Today · 4.125%
HK$33,926
baseline
▲ 0.50% · 4.625%
HK$35,990
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,852/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,515
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,467
−HK$967/mo
Today · 4.125%
HK$37,434
baseline
▲ 0.50% · 4.625%
HK$39,407
+HK$1,973/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,868/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,309
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,500
−HK$1,211/mo
Today · 4.125%
HK$40,711
baseline
▲ 0.50% · 4.625%
HK$43,188
+HK$2,477/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,422/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,618
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,761
−HK$1,159/mo
Today · 4.125%
HK$44,920
baseline
▲ 0.50% · 4.625%
HK$47,288
+HK$2,368/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,840/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,693
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,083
−HK$1,413/mo
Today · 4.125%
HK$47,496
baseline
▲ 0.50% · 4.625%
HK$50,386
+HK$2,890/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,992/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,721
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,054
−HK$1,353/mo
Today · 4.125%
HK$52,407
baseline
▲ 0.50% · 4.625%
HK$55,170
+HK$2,763/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,814/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,463
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,250
−HK$1,816/mo
Today · 4.125%
HK$61,066
baseline
▲ 0.50% · 4.625%
HK$64,782
+HK$3,716/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,132/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,927
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,641
−HK$1,739/mo
Today · 4.125%
HK$67,380
baseline
▲ 0.50% · 4.625%
HK$70,932
+HK$3,552/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,760/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,003 · Scale 2, in force from 26 Feb 2026)