LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,925
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,918
−HK$1,009/mo
Today · 4.125%
HK$33,927
baseline
▲ 0.50% · 4.625%
HK$35,992
+HK$2,065/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,854/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,516
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,469
−HK$966/mo
Today · 4.125%
HK$37,435
baseline
▲ 0.50% · 4.625%
HK$39,409
+HK$1,974/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,870/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,310
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,502
−HK$1,211/mo
Today · 4.125%
HK$40,713
baseline
▲ 0.50% · 4.625%
HK$43,190
+HK$2,477/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,426/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,620
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,763
−HK$1,159/mo
Today · 4.125%
HK$44,922
baseline
▲ 0.50% · 4.625%
HK$47,290
+HK$2,368/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,844/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,695
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,086
−HK$1,412/mo
Today · 4.125%
HK$47,498
baseline
▲ 0.50% · 4.625%
HK$50,388
+HK$2,890/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$94,996/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,723
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,057
−HK$1,352/mo
Today · 4.125%
HK$52,409
baseline
▲ 0.50% · 4.625%
HK$55,172
+HK$2,763/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,818/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,465
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,253
−HK$1,816/mo
Today · 4.125%
HK$61,069
baseline
▲ 0.50% · 4.625%
HK$64,785
+HK$3,716/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,138/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,930
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,644
−HK$1,740/mo
Today · 4.125%
HK$67,384
baseline
▲ 0.50% · 4.625%
HK$70,935
+HK$3,551/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,768/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,027 · Scale 2, in force from 26 Feb 2026)