LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,927
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,921
−HK$1,009/mo
Today · 4.125%
HK$33,930
baseline
▲ 0.50% · 4.625%
HK$35,994
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,860/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,519
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,471
−HK$967/mo
Today · 4.125%
HK$37,438
baseline
▲ 0.50% · 4.625%
HK$39,411
+HK$1,973/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,876/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,313
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,505
−HK$1,210/mo
Today · 4.125%
HK$40,715
baseline
▲ 0.50% · 4.625%
HK$43,193
+HK$2,478/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,430/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,623
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,766
−HK$1,159/mo
Today · 4.125%
HK$44,925
baseline
▲ 0.50% · 4.625%
HK$47,294
+HK$2,369/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,850/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,698
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,089
−HK$1,412/mo
Today · 4.125%
HK$47,501
baseline
▲ 0.50% · 4.625%
HK$50,392
+HK$2,891/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$95,002/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,726
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,060
−HK$1,353/mo
Today · 4.125%
HK$52,413
baseline
▲ 0.50% · 4.625%
HK$55,176
+HK$2,763/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,826/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,469
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,257
−HK$1,816/mo
Today · 4.125%
HK$61,073
baseline
▲ 0.50% · 4.625%
HK$64,789
+HK$3,716/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,146/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,934
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,649
−HK$1,739/mo
Today · 4.125%
HK$67,388
baseline
▲ 0.50% · 4.625%
HK$70,940
+HK$3,552/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,776/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,063 · Scale 2, in force from 26 Feb 2026)