LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,930
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,923
−HK$1,009/mo
Today · 4.125%
HK$33,932
baseline
▲ 0.50% · 4.625%
HK$35,996
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,864/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,521
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,474
−HK$966/mo
Today · 4.125%
HK$37,440
baseline
▲ 0.50% · 4.625%
HK$39,414
+HK$1,974/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,880/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,315
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,507
−HK$1,211/mo
Today · 4.125%
HK$40,718
baseline
▲ 0.50% · 4.625%
HK$43,196
+HK$2,478/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,436/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,626
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,769
−HK$1,159/mo
Today · 4.125%
HK$44,928
baseline
▲ 0.50% · 4.625%
HK$47,297
+HK$2,369/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,856/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,701
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,092
−HK$1,412/mo
Today · 4.125%
HK$47,504
baseline
▲ 0.50% · 4.625%
HK$50,395
+HK$2,891/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$95,008/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,730
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,064
−HK$1,353/mo
Today · 4.125%
HK$52,417
baseline
▲ 0.50% · 4.625%
HK$55,179
+HK$2,762/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,834/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,473
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,261
−HK$1,816/mo
Today · 4.125%
HK$61,077
baseline
▲ 0.50% · 4.625%
HK$64,794
+HK$3,717/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,154/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,938
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,653
−HK$1,740/mo
Today · 4.125%
HK$67,393
baseline
▲ 0.50% · 4.625%
HK$70,945
+HK$3,552/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,786/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,098 · Scale 2, in force from 26 Feb 2026)