LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,932
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,925
−HK$1,010/mo
Today · 4.125%
HK$33,935
baseline
▲ 0.50% · 4.625%
HK$35,999
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,870/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,524
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,477
−HK$966/mo
Today · 4.125%
HK$37,443
baseline
▲ 0.50% · 4.625%
HK$39,417
+HK$1,974/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,886/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,319
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,510
−HK$1,211/mo
Today · 4.125%
HK$40,721
baseline
▲ 0.50% · 4.625%
HK$43,199
+HK$2,478/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,442/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,629
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,772
−HK$1,160/mo
Today · 4.125%
HK$44,932
baseline
▲ 0.50% · 4.625%
HK$47,301
+HK$2,369/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,864/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,705
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,096
−HK$1,412/mo
Today · 4.125%
HK$47,508
baseline
▲ 0.50% · 4.625%
HK$50,399
+HK$2,891/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$95,016/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,734
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,068
−HK$1,353/mo
Today · 4.125%
HK$52,421
baseline
▲ 0.50% · 4.625%
HK$55,184
+HK$2,763/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,842/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,478
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,266
−HK$1,816/mo
Today · 4.125%
HK$61,082
baseline
▲ 0.50% · 4.625%
HK$64,799
+HK$3,717/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,164/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,943
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,658
−HK$1,740/mo
Today · 4.125%
HK$67,398
baseline
▲ 0.50% · 4.625%
HK$70,951
+HK$3,553/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,796/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,141 · Scale 2, in force from 26 Feb 2026)