LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,933
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,926
−HK$1,010/mo
Today · 4.125%
HK$33,936
baseline
▲ 0.50% · 4.625%
HK$36,000
+HK$2,064/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,872/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,525
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,478
−HK$967/mo
Today · 4.125%
HK$37,445
baseline
▲ 0.50% · 4.625%
HK$39,418
+HK$1,973/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,890/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,320
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,512
−HK$1,211/mo
Today · 4.125%
HK$40,723
baseline
▲ 0.50% · 4.625%
HK$43,201
+HK$2,478/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,446/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,630
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,774
−HK$1,159/mo
Today · 4.125%
HK$44,933
baseline
▲ 0.50% · 4.625%
HK$47,302
+HK$2,369/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,866/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,706
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,097
−HK$1,413/mo
Today · 4.125%
HK$47,510
baseline
▲ 0.50% · 4.625%
HK$50,401
+HK$2,891/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$95,020/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,735
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,069
−HK$1,353/mo
Today · 4.125%
HK$52,422
baseline
▲ 0.50% · 4.625%
HK$55,186
+HK$2,764/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,844/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,480
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,267
−HK$1,817/mo
Today · 4.125%
HK$61,084
baseline
▲ 0.50% · 4.625%
HK$64,801
+HK$3,717/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,168/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,945
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,660
−HK$1,740/mo
Today · 4.125%
HK$67,400
baseline
▲ 0.50% · 4.625%
HK$70,953
+HK$3,553/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,800/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,156 · Scale 2, in force from 26 Feb 2026)