LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,935
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,928
−HK$1,010/mo
Today · 4.125%
HK$33,938
baseline
▲ 0.50% · 4.625%
HK$36,003
+HK$2,065/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,876/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,527
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,480
−HK$967/mo
Today · 4.125%
HK$37,447
baseline
▲ 0.50% · 4.625%
HK$39,421
+HK$1,974/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,894/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,322
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,514
−HK$1,211/mo
Today · 4.125%
HK$40,725
baseline
▲ 0.50% · 4.625%
HK$43,203
+HK$2,478/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,450/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,633
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,776
−HK$1,160/mo
Today · 4.125%
HK$44,936
baseline
▲ 0.50% · 4.625%
HK$47,305
+HK$2,369/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,872/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,709
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,100
−HK$1,413/mo
Today · 4.125%
HK$47,513
baseline
▲ 0.50% · 4.625%
HK$50,404
+HK$2,891/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$95,026/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,738
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,072
−HK$1,353/mo
Today · 4.125%
HK$52,425
baseline
▲ 0.50% · 4.625%
HK$55,189
+HK$2,764/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,850/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,483
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,271
−HK$1,817/mo
Today · 4.125%
HK$61,088
baseline
▲ 0.50% · 4.625%
HK$64,805
+HK$3,717/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,176/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,949
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,664
−HK$1,740/mo
Today · 4.125%
HK$67,404
baseline
▲ 0.50% · 4.625%
HK$70,957
+HK$3,553/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,808/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,187 · Scale 2, in force from 26 Feb 2026)