LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,936
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,930
−HK$1,009/mo
Today · 4.125%
HK$33,939
baseline
▲ 0.50% · 4.625%
HK$36,004
+HK$2,065/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,878/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,529
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,482
−HK$966/mo
Today · 4.125%
HK$37,448
baseline
▲ 0.50% · 4.625%
HK$39,422
+HK$1,974/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,896/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,324
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,516
−HK$1,211/mo
Today · 4.125%
HK$40,727
baseline
▲ 0.50% · 4.625%
HK$43,205
+HK$2,478/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,454/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,635
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,778
−HK$1,160/mo
Today · 4.125%
HK$44,938
baseline
▲ 0.50% · 4.625%
HK$47,307
+HK$2,369/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,876/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,711
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,102
−HK$1,413/mo
Today · 4.125%
HK$47,515
baseline
▲ 0.50% · 4.625%
HK$50,406
+HK$2,891/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$95,030/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,740
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,074
−HK$1,354/mo
Today · 4.125%
HK$52,428
baseline
▲ 0.50% · 4.625%
HK$55,191
+HK$2,763/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,856/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,485
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,273
−HK$1,817/mo
Today · 4.125%
HK$61,090
baseline
▲ 0.50% · 4.625%
HK$64,807
+HK$3,717/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$122,180/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,952
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,667
−HK$1,740/mo
Today · 4.125%
HK$67,407
baseline
▲ 0.50% · 4.625%
HK$70,960
+HK$3,553/mo
Deposit HK$1.40M · loan HK$12.60M · min. income ≈ HK$134,814/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,209 · Scale 2, in force from 26 Feb 2026)