LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,939
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,933
−HK$1,009/mo
Today · 4.125%
HK$33,942
baseline
▲ 0.50% · 4.625%
HK$36,007
+HK$2,065/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,884/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,532
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,485
−HK$967/mo
Today · 4.125%
HK$37,452
baseline
▲ 0.50% · 4.625%
HK$39,426
+HK$1,974/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,904/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,327
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,519
−HK$1,211/mo
Today · 4.125%
HK$40,730
baseline
▲ 0.50% · 4.625%
HK$43,209
+HK$2,479/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,460/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,638
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,782
−HK$1,160/mo
Today · 4.125%
HK$44,942
baseline
▲ 0.50% · 4.625%
HK$47,311
+HK$2,369/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,884/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,715
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,106
−HK$1,413/mo
Today · 4.125%
HK$47,519
baseline
▲ 0.50% · 4.625%
HK$50,410
+HK$2,891/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$95,038/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,745
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,079
−HK$1,353/mo
Today · 4.125%
HK$52,432
baseline
▲ 0.50% · 4.625%
HK$55,196
+HK$2,764/mo
Deposit HK$4.20M · loan HK$9.80M · min. income ≈ HK$104,864/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,491
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,279
−HK$1,817/mo
Today · 4.125%
HK$61,096
baseline
▲ 0.50% · 4.625%
HK$64,813
+HK$3,717/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,192/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,958
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,673
−HK$1,740/mo
Today · 4.125%
HK$67,413
baseline
▲ 0.50% · 4.625%
HK$70,967
+HK$3,554/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,826/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,257 · Scale 2, in force from 26 Feb 2026)