LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,942
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,935
−HK$1,010/mo
Today · 4.125%
HK$33,945
baseline
▲ 0.50% · 4.625%
HK$36,010
+HK$2,065/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,890/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,535
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,488
−HK$967/mo
Today · 4.125%
HK$37,455
baseline
▲ 0.50% · 4.625%
HK$39,429
+HK$1,974/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,910/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,330
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,522
−HK$1,212/mo
Today · 4.125%
HK$40,734
baseline
▲ 0.50% · 4.625%
HK$43,212
+HK$2,478/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$81,468/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,642
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,785
−HK$1,160/mo
Today · 4.125%
HK$44,945
baseline
▲ 0.50% · 4.625%
HK$47,315
+HK$2,370/mo
Deposit HK$5.60M · loan HK$8.40M · min. income ≈ HK$89,890/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,718
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,109
−HK$1,413/mo
Today · 4.125%
HK$47,522
baseline
▲ 0.50% · 4.625%
HK$50,414
+HK$2,892/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,044/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,749
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,083
−HK$1,353/mo
Today · 4.125%
HK$52,436
baseline
▲ 0.50% · 4.625%
HK$55,200
+HK$2,764/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$104,872/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,495
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,283
−HK$1,817/mo
Today · 4.125%
HK$61,100
baseline
▲ 0.50% · 4.625%
HK$64,818
+HK$3,718/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,200/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,962
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,678
−HK$1,740/mo
Today · 4.125%
HK$67,418
baseline
▲ 0.50% · 4.625%
HK$70,972
+HK$3,554/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,836/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,297 · Scale 2, in force from 26 Feb 2026)