LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,944
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,937
−HK$1,010/mo
Today · 4.125%
HK$33,947
baseline
▲ 0.50% · 4.625%
HK$36,012
+HK$2,065/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,894/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,537
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,490
−HK$967/mo
Today · 4.125%
HK$37,457
baseline
▲ 0.50% · 4.625%
HK$39,431
+HK$1,974/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,914/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,332
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,525
−HK$1,211/mo
Today · 4.125%
HK$40,736
baseline
▲ 0.50% · 4.625%
HK$43,215
+HK$2,479/mo
Deposit HK$5.60M · loan HK$8.41M · min. income ≈ HK$81,472/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,644
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,788
−HK$1,160/mo
Today · 4.125%
HK$44,948
baseline
▲ 0.50% · 4.625%
HK$47,318
+HK$2,370/mo
Deposit HK$5.60M · loan HK$8.41M · min. income ≈ HK$89,896/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,721
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,112
−HK$1,414/mo
Today · 4.125%
HK$47,526
baseline
▲ 0.50% · 4.625%
HK$50,417
+HK$2,891/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,052/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,752
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,086
−HK$1,354/mo
Today · 4.125%
HK$52,440
baseline
▲ 0.50% · 4.625%
HK$55,204
+HK$2,764/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$104,880/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,499
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,287
−HK$1,817/mo
Today · 4.125%
HK$61,104
baseline
▲ 0.50% · 4.625%
HK$64,822
+HK$3,718/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,208/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,967
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,682
−HK$1,741/mo
Today · 4.125%
HK$67,423
baseline
▲ 0.50% · 4.625%
HK$70,976
+HK$3,553/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,846/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,331 · Scale 2, in force from 26 Feb 2026)