LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,944
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,938
−HK$1,010/mo
Today · 4.125%
HK$33,948
baseline
▲ 0.50% · 4.625%
HK$36,013
+HK$2,065/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$67,896/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,538
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,491
−HK$967/mo
Today · 4.125%
HK$37,458
baseline
▲ 0.50% · 4.625%
HK$39,432
+HK$1,974/mo
Deposit HK$7.00M · loan HK$7.00M · min. income ≈ HK$74,916/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,333
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,526
−HK$1,211/mo
Today · 4.125%
HK$40,737
baseline
▲ 0.50% · 4.625%
HK$43,216
+HK$2,479/mo
Deposit HK$5.60M · loan HK$8.41M · min. income ≈ HK$81,474/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,645
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,789
−HK$1,160/mo
Today · 4.125%
HK$44,949
baseline
▲ 0.50% · 4.625%
HK$47,319
+HK$2,370/mo
Deposit HK$5.60M · loan HK$8.41M · min. income ≈ HK$89,898/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,722
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,113
−HK$1,414/mo
Today · 4.125%
HK$47,527
baseline
▲ 0.50% · 4.625%
HK$50,419
+HK$2,892/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,054/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,753
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,087
−HK$1,354/mo
Today · 4.125%
HK$52,441
baseline
▲ 0.50% · 4.625%
HK$55,205
+HK$2,764/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$104,882/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,500
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,288
−HK$1,818/mo
Today · 4.125%
HK$61,106
baseline
▲ 0.50% · 4.625%
HK$64,824
+HK$3,718/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,212/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,968
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,684
−HK$1,740/mo
Today · 4.125%
HK$67,424
baseline
▲ 0.50% · 4.625%
HK$70,978
+HK$3,554/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,848/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,343 · Scale 2, in force from 26 Feb 2026)