LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,946
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,940
−HK$1,010/mo
Today · 4.125%
HK$33,950
baseline
▲ 0.50% · 4.625%
HK$36,016
+HK$2,066/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,900/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,540
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,493
−HK$967/mo
Today · 4.125%
HK$37,460
baseline
▲ 0.50% · 4.625%
HK$39,435
+HK$1,975/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,920/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,336
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,528
−HK$1,212/mo
Today · 4.125%
HK$40,740
baseline
▲ 0.50% · 4.625%
HK$43,219
+HK$2,479/mo
Deposit HK$5.60M · loan HK$8.41M · min. income ≈ HK$81,480/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,648
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,792
−HK$1,160/mo
Today · 4.125%
HK$44,952
baseline
▲ 0.50% · 4.625%
HK$47,322
+HK$2,370/mo
Deposit HK$5.60M · loan HK$8.41M · min. income ≈ HK$89,904/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,725
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,116
−HK$1,414/mo
Today · 4.125%
HK$47,530
baseline
▲ 0.50% · 4.625%
HK$50,422
+HK$2,892/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,060/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,756
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,091
−HK$1,353/mo
Today · 4.125%
HK$52,444
baseline
▲ 0.50% · 4.625%
HK$55,209
+HK$2,765/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$104,888/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,504
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,292
−HK$1,818/mo
Today · 4.125%
HK$61,110
baseline
▲ 0.50% · 4.625%
HK$64,828
+HK$3,718/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,220/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,972
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,688
−HK$1,741/mo
Today · 4.125%
HK$67,429
baseline
▲ 0.50% · 4.625%
HK$70,983
+HK$3,554/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,858/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,377 · Scale 2, in force from 26 Feb 2026)