LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,948
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,941
−HK$1,010/mo
Today · 4.125%
HK$33,951
baseline
▲ 0.50% · 4.625%
HK$36,017
+HK$2,066/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,902/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,541
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,494
−HK$967/mo
Today · 4.125%
HK$37,461
baseline
▲ 0.50% · 4.625%
HK$39,436
+HK$1,975/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,922/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,337
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,530
−HK$1,211/mo
Today · 4.125%
HK$40,741
baseline
▲ 0.50% · 4.625%
HK$43,220
+HK$2,479/mo
Deposit HK$5.60M · loan HK$8.41M · min. income ≈ HK$81,482/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,650
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,793
−HK$1,161/mo
Today · 4.125%
HK$44,954
baseline
▲ 0.50% · 4.625%
HK$47,323
+HK$2,369/mo
Deposit HK$5.60M · loan HK$8.41M · min. income ≈ HK$89,908/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,727
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,118
−HK$1,413/mo
Today · 4.125%
HK$47,531
baseline
▲ 0.50% · 4.625%
HK$50,423
+HK$2,892/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,062/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,758
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,092
−HK$1,354/mo
Today · 4.125%
HK$52,446
baseline
▲ 0.50% · 4.625%
HK$55,211
+HK$2,765/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$104,892/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,506
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,294
−HK$1,818/mo
Today · 4.125%
HK$61,112
baseline
▲ 0.50% · 4.625%
HK$64,830
+HK$3,718/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,224/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,974
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,690
−HK$1,741/mo
Today · 4.125%
HK$67,431
baseline
▲ 0.50% · 4.625%
HK$70,985
+HK$3,554/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,862/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,394 · Scale 2, in force from 26 Feb 2026)