LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,953
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,946
−HK$1,010/mo
Today · 4.125%
HK$33,956
baseline
▲ 0.50% · 4.625%
HK$36,022
+HK$2,066/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,912/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,547
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,500
−HK$967/mo
Today · 4.125%
HK$37,467
baseline
▲ 0.50% · 4.625%
HK$39,442
+HK$1,975/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,934/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,343
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,536
−HK$1,212/mo
Today · 4.125%
HK$40,748
baseline
▲ 0.50% · 4.625%
HK$43,227
+HK$2,479/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,496/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,656
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,800
−HK$1,161/mo
Today · 4.125%
HK$44,961
baseline
▲ 0.50% · 4.625%
HK$47,331
+HK$2,370/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,922/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,734
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,125
−HK$1,414/mo
Today · 4.125%
HK$47,539
baseline
▲ 0.50% · 4.625%
HK$50,431
+HK$2,892/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,078/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,766
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,100
−HK$1,354/mo
Today · 4.125%
HK$52,454
baseline
▲ 0.50% · 4.625%
HK$55,219
+HK$2,765/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$104,908/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,515
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,304
−HK$1,817/mo
Today · 4.125%
HK$61,121
baseline
▲ 0.50% · 4.625%
HK$64,840
+HK$3,719/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,242/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,984
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,700
−HK$1,741/mo
Today · 4.125%
HK$67,441
baseline
▲ 0.50% · 4.625%
HK$70,996
+HK$3,555/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,882/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,477 · Scale 2, in force from 26 Feb 2026)