LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,954
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,948
−HK$1,010/mo
Today · 4.125%
HK$33,958
baseline
▲ 0.50% · 4.625%
HK$36,025
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,916/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,549
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,502
−HK$968/mo
Today · 4.125%
HK$37,470
baseline
▲ 0.50% · 4.625%
HK$39,445
+HK$1,975/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,940/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,345
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,538
−HK$1,212/mo
Today · 4.125%
HK$40,750
baseline
▲ 0.50% · 4.625%
HK$43,229
+HK$2,479/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,500/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,659
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,803
−HK$1,160/mo
Today · 4.125%
HK$44,963
baseline
▲ 0.50% · 4.625%
HK$47,334
+HK$2,371/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,926/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,736
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,128
−HK$1,414/mo
Today · 4.125%
HK$47,542
baseline
▲ 0.50% · 4.625%
HK$50,434
+HK$2,892/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,084/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,769
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,103
−HK$1,354/mo
Today · 4.125%
HK$52,457
baseline
▲ 0.50% · 4.625%
HK$55,222
+HK$2,765/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$104,914/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,518
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,307
−HK$1,818/mo
Today · 4.125%
HK$61,125
baseline
▲ 0.50% · 4.625%
HK$64,844
+HK$3,719/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,250/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,988
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,704
−HK$1,741/mo
Today · 4.125%
HK$67,445
baseline
▲ 0.50% · 4.625%
HK$71,000
+HK$3,555/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,890/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,507 · Scale 2, in force from 26 Feb 2026)