LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,957
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,951
−HK$1,010/mo
Today · 4.125%
HK$33,961
baseline
▲ 0.50% · 4.625%
HK$36,028
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,922/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,552
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,505
−HK$968/mo
Today · 4.125%
HK$37,473
baseline
▲ 0.50% · 4.625%
HK$39,448
+HK$1,975/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,946/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,348
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,541
−HK$1,212/mo
Today · 4.125%
HK$40,753
baseline
▲ 0.50% · 4.625%
HK$43,233
+HK$2,480/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,506/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,662
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,806
−HK$1,161/mo
Today · 4.125%
HK$44,967
baseline
▲ 0.50% · 4.625%
HK$47,338
+HK$2,371/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,934/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,740
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,132
−HK$1,414/mo
Today · 4.125%
HK$47,546
baseline
▲ 0.50% · 4.625%
HK$50,439
+HK$2,893/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,092/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,773
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,108
−HK$1,354/mo
Today · 4.125%
HK$52,462
baseline
▲ 0.50% · 4.625%
HK$55,227
+HK$2,765/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$104,924/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,523
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,312
−HK$1,818/mo
Today · 4.125%
HK$61,130
baseline
▲ 0.50% · 4.625%
HK$64,850
+HK$3,720/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,260/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,993
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,710
−HK$1,741/mo
Today · 4.125%
HK$67,451
baseline
▲ 0.50% · 4.625%
HK$71,006
+HK$3,555/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,902/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,551 · Scale 2, in force from 26 Feb 2026)