LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,960
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,954
−HK$1,010/mo
Today · 4.125%
HK$33,964
baseline
▲ 0.50% · 4.625%
HK$36,030
+HK$2,066/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,928/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,555
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,508
−HK$968/mo
Today · 4.125%
HK$37,476
baseline
▲ 0.50% · 4.625%
HK$39,451
+HK$1,975/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,952/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,351
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,544
−HK$1,212/mo
Today · 4.125%
HK$40,756
baseline
▲ 0.50% · 4.625%
HK$43,236
+HK$2,480/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,512/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,666
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,810
−HK$1,161/mo
Today · 4.125%
HK$44,971
baseline
▲ 0.50% · 4.625%
HK$47,341
+HK$2,370/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,942/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,743
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,135
−HK$1,414/mo
Today · 4.125%
HK$47,549
baseline
▲ 0.50% · 4.625%
HK$50,442
+HK$2,893/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,098/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,777
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,112
−HK$1,354/mo
Today · 4.125%
HK$52,466
baseline
▲ 0.50% · 4.625%
HK$55,231
+HK$2,765/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$104,932/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,527
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,317
−HK$1,818/mo
Today · 4.125%
HK$61,135
baseline
▲ 0.50% · 4.625%
HK$64,855
+HK$3,720/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,270/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,998
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,715
−HK$1,741/mo
Today · 4.125%
HK$67,456
baseline
▲ 0.50% · 4.625%
HK$71,012
+HK$3,556/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,912/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,592 · Scale 2, in force from 26 Feb 2026)