LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,960
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,954
−HK$1,010/mo
Today · 4.125%
HK$33,964
baseline
▲ 0.50% · 4.625%
HK$36,031
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,928/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,555
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,509
−HK$967/mo
Today · 4.125%
HK$37,476
baseline
▲ 0.50% · 4.625%
HK$39,452
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,952/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,352
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,545
−HK$1,212/mo
Today · 4.125%
HK$40,757
baseline
▲ 0.50% · 4.625%
HK$43,237
+HK$2,480/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,514/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,666
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,811
−HK$1,160/mo
Today · 4.125%
HK$44,971
baseline
▲ 0.50% · 4.625%
HK$47,342
+HK$2,371/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,942/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,744
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,136
−HK$1,414/mo
Today · 4.125%
HK$47,550
baseline
▲ 0.50% · 4.625%
HK$50,443
+HK$2,893/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,100/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,777
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,112
−HK$1,355/mo
Today · 4.125%
HK$52,467
baseline
▲ 0.50% · 4.625%
HK$55,232
+HK$2,765/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$104,934/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,528
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,318
−HK$1,818/mo
Today · 4.125%
HK$61,136
baseline
▲ 0.50% · 4.625%
HK$64,856
+HK$3,720/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,272/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,999
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,716
−HK$1,741/mo
Today · 4.125%
HK$67,457
baseline
▲ 0.50% · 4.625%
HK$71,013
+HK$3,556/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,914/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,600 · Scale 2, in force from 26 Feb 2026)